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Can You Finance a Car with No Credit? | Westbrook Toyota

Is Financing a Car with No Credit Possible?

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Yes, you can! While it may be more difficult, it’s not impossible. Learn more about no credit car loans and even financing a car with bad credit with our finance department at Westbrook Toyota before coming in to talk about getting a loan of your own.

Financing with Bad or Even No Credit

When you’re financing a car with no credit, it’s recommended to keep in mind that the down payment and interest rates may be higher than the average. When you visit Westbrook Toyota, go in knowing what your budget is, but leave a little wiggle room. Our team provided additional tips below:

  • Ask questions, and don’t assume you won’t be approved. Many Madison car shoppers often feel that financing a car is the only option, but that’s not always the case. Ask questions and see if other options would better benefit you.
  • Leasing might be a better option. See what the dealership offers in terms of a lease. The payments may be higher, but still cheaper than trying to buy a car.
  • Revive your credit score. If you have bad credit, work to build it up. Use your credit card on small things and immediately pay it off.
  • Know your budget and your credit score (if you have one). When applying for financing, your credit score can take a hit. Keep all of your loan applications within 14 days to limit the potential damage to your score.
  • Separate price negotiation from financing. The first offer isn’t the only one. Many dealerships go through multiple lenders.
  • Be prepared for a higher cost. You may receive higher interest rates, a larger down payment, or both if you have no credit.

Apply for a Loan at Westbrook Toyota

At Westbrook Toyota, our finance team makes obtaining a bad credit car loan as easy and stress-free for you as possible. See our bad credit car finance options, leasing options, and apply for financing online to get pre-approved before visiting our dealership near Clinton. Contact us today with any questions.

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(860) 385-8554

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80 Flat Rock Place • Westbrook, CT 06498

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Westbrook Toyota

80 Flat Rock Place Westbrook, CT

Phone: (860) 385-8554


Phone: (860) 851-4548

80 Flat Rock Place Westbrook, CT

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Phone: (860) 851-4548

80 Flat Rock Place Westbrook, CT


Phone: (860) 385-8554

80 Flat Rock Place Westbrook, CT

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80 Flat Rock Place Westbrook, CT


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80 Flat Rock Place Westbrook, CT

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Westbrook Toyota 41.2907604, -72.4422888.